Its KEY

FINANCIAL Mistakes COUPLES Make

In Communication, Griot, Networking, News, Self Improvement on July 27, 2012 at 7:00 am

He with THE MOST MONEY WINS and according to financialhighway.com, these missteps are commonplace for couples trying to secure their finances:

> No Budget
Not having a budget is the quickest way to financial ruin. Set up a household budget to track your expenses, build your savings, manage your investments and review finances with your spouse each week so that you are both helping to create financial stability for your family. Get started today with a software program to help manage our finances.

>Failing to Plan for Emergencies
Whether it’s a leaky roof repair, a job layoff or new brakes for the car, emergencies will always happen. Set up two emergency funds: one with six months fo living expenses in case you lose your job and another one with sufficient cash to cover any unexpected costs.

>Money Secrets
Any secret in a marriage is a mistake, and financial secrets are the most common. Do not keep shopping sprees, credit card or debt or other financial problems from your spouse. You’re a team.

>Lack of Communication
Communicating about your finances is just as important as communicating about any other issue in your relationship. Use your weekly budget review meeting to discuss any concerns you may have so that you can address it as a couple and move on.

>Giving Up Control
It’s important that both parties are equally involved in making financial decisions so that you are both aware of your financial situation and you can plan to effectively tackle any challenges.

Caveat! Do not be a victim to any financial pit falls,
I’m Qui
You have to KEEP THE MOST MONEY – if you intend to ball.

[Ref. Source: Ebony Magazine]
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